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This means that you can claim up to £3,000 for an illness or injury for up to 12 months after the first treatment or until the claim limit is reached, whichever comes first.įind out more about time-limited pet insurance in our article, ' Time-limited pet insurance explained'. Scratch & Patch calls its time-limited policy its Silver plan and it includes vet fee cover up to £3,000 per injury/illness. Time-limited pet insurance covers your pet for a set limit or for a set period of time (usually 12 months from the date of the treatment). To find out more about accident-only pet insurance, read our article ' Accident-only pet insurance explained'. Scratch & Patch describes this policy as its Bronze plan and it includes vet fee cover up to £2,250 per accident. We highlight the different policies below: Accident-only pet insuranceĪccident-only pet insurance covers your pet for vet treatment due to injury but will not cover for any illnesses. Scratch & Patch has varying levels of cover across a range of policies. What does Scratch & Patch pet insurance cover? Switch provider with no 14-day cooling-off period (as long as you have an existing policy).94% of claims are paid (according to 2022 Scratch & Patch claims data).Scratch & Patch pet insurance key features Scratch & Patch says it has tried to simplify pet insurance so that pet owners can easily understand what pet insurance means and how it works. Scratch & Patch was started in 2016 to try and compete with other pet insurance providers. Scratch & Patch is a trading name of FCA-regulated Only Pets Cover Limited and policies opened from 1st January 2023 are underwritten by Stonebridge International Insurance Ltd. Alternatives to Scratch & Patch pet insurance.

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How to make a claim with Scratch & Patch pet insurance.How much does Scratch & Patch pet insurance cost?.What does Scratch & Patch pet insurance cover?.

Scratch & Patch pet insurance key features.

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It is recommended that you read the review in full however you can skip to sections of the review using the following links: In this independent review, we take a look at pet insurance provider Scratch & Patch including the different pet insurance policies it offers, how much it costs and how it compares to other providers.